Ways to Save Big on Your Home Loan

When it comes to buying a new home, it’s a given that you’ll shop around to get the very best value for your money. But have you done the same legwork for your home loan? “The impact of just a half of a percentage point in ...

Dave Says: Paying the Right Amount for a House

Q: I know you recommend that no more than 25 percent of your take-home pay should go toward rent or a mortgage payment. Should taxes and insurance be figured into this amount? A: Yes, they should. Mortgage companies will qualify you for twice as ...

Low Interest Rates: Is a Refinance the Right Decision?

Once at rock bottom, interest rates have ticked up slightly. But the prospect of refinancing a mortgage is still attractive. Find out if it’s a smart move for you. Months ago, according to Freddie Mac statistics, interest rates fell to ...

Housing Market Update: to Rent or Buy?

You’ve seen the headlines: The housing market is beginning to stabilize. Home prices in some cities are down nearly two-thirds from the peak of the bubble. Mortgage rates are at historic lows. Could it be time to rent or buy?