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When to Use Credit or Debit

So which card is better to use — your credit or debit card? “It really depends,” says Scott Halliwell, a CERTIFIED FINANCIAL PLANNER™ practitioner with USAA. “I typically tell people to avoid using credit cards because of the ...


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6 Tips to Manage Debt and Credit Cards

Just because you “can” doesn’t mean you “should.” On May 16, the U.S. government figuratively maxed out its credit cards, hitting its debt ceiling of nearly 14.3 trillion. Now Congress has to either balance the ...


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Free Checking, Banking Era Could End Soon

Free checking could soon become an endangered species. New regulations are putting the squeeze on revenue that banks generated from overdraft charges and credit card fees. To make sure you’re not caught in their crosshairs, carefully