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Dave Says: Using Their Emergency Fund

Q: My wife and I are working the Baby Steps, and we have our budget in place. Sometimes the budget gets busted because of home improvements and various other things. I think we should take money from our emergency fund when this happens, but she ...


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Dave Says: Fix it or sell it?

Dear Dave, My old car has been having lots of problems lately. Do you have any advice on how to decide when it’s best to just fix an old car or get a newer one instead?