February 18, 2020
Dear Dave, My wife and I are in our twenties. We have no debt and $50,000 in the bank. Our income is $90,000 a year, and we’re cautious to live on less than we make. Still, we can’t seem to get motivated to make a budget. How can we get inspired ...
Are we speaking the same language? That’s what I was thinking after a recent budgeting discussion I had with a military spouse. I was trying to provide some spending guidance, but our conversation was hitting a stumbling block. We were talking ...
Q: I know you recommend that no more than 25 percent of your take-home pay should go toward rent or a mortgage payment. Should taxes and insurance be figured into this amount? A: Yes, they should. Mortgage companies will qualify you for twice as ...
While some millionaires were born, and others have quick-picked their way to riches, many more have started with less and worked their way to seven-figure status. Effective money-saving habits can help boost your wealth little by little, year ...
Did your retirement train get knocked completely off the tracks as it passed through the Great Recession of 2008? If so, you’re not alone. Despite officially ending in mid-2009, our country’s most recent financial fiasco left countless ...
Q: I have a lot of student loan debt, and I can’t afford the payments right now. Should I send them what I can, even if it’s not the minimum payment, or should I not send anything at all? A: They’re not going to stop bothering you no matter ...
President Obama is keeping our military going through a government shutdown, but not DOD civilians. President Obama, seeing the government shutdown handwriting on the wall, prepared a video statement to the military that was released early ...
Over the last few years, Americans have observed a series of tense Capitol Hill confrontations over what to do about expiring tax code provisions. While each was significant, their scale is dwarfed by what looms at the end of this year: Without ...
