Identity Theft Protection Tips: Finding Fraud
Your credit report isn’t the only place you should look for signs of fraud. It’s a great place to start when it comes to protecting yourself from identity theft. But there are other reports that track-and-tell about your personal info, too. Here are some other potential hiding spots that could indicate trouble:
LexisNexis Full File Disclosure: this report is big and includes results from a public-records search, shows auto and homeowners insurance claims, shows pre-employment background checks, a report on shoplifting convictions, national criminal-records search results, and your address history. Go to personalreports.lexisnexis.com to access your personal file.
Annual Statement of Medical Benefits: this report shows your record of health-insurance claims and medical treatment. Ask your insurer for a copy.
Checking Account reports: mishandled and overdrawn checking accounts are reported by Chex Systems and TeleCheck. Go to consumerdebit.com and firstdata.com/telecheck to order both of these consumer reports, too.
Stay tuned for more ideas and strategies to protect your finances. Subscribe to GI Money to have any updates and late-breaking news sent directly to your inbox.