Used Car Buying Made Easier in 4 Steps

There’s a lot to be said for buying a quality used car. They’re generally less expensive than their new counterparts, and the first owner bears the brunt of depreciation. But if you’re in the market for a gently used vehicle ...

Sequestration: Tactics to Prepare Your Federal Paycheck

With no alternative plan emerging in Washington, D.C., $85 billion in automatic 2013 federal spending cuts are set to kick in on March 1, and the government’s response will affect the income of hundreds of thousands of federal workers, ...

Eight Top IRA Mistakes to Avoid

Owning an IRA is a great step, but getting the most out of these retirement saving solutions requires building your knowledge of just how to use them. “There’s no question that saving through an IRA is a strategic move, but ...

Beyond the Fiscal Cliff: What Does it Mean?

Though they went to overtime, Washington’s “fiscal cliff” negotiations eventually ended in an agreement that will spare millions of Americans from a 2013 income tax hike — though allowing a tax increase on those with higher ...

When to Use Credit or Debit

So which card is better to use — your credit or debit card? “It really depends,” says Scott Halliwell, a CERTIFIED FINANCIAL PLANNER™ practitioner with USAA. “I typically tell people to avoid using credit cards because of the ...

New Health Care Changes and Your Taxes

Many Americans could face higher tax bills Jan. 1, 2013, as a result of four health care changes that were recently approved. Here’s a look at what’s about to hit and how you may be able to minimize the impact to you. What’s ...