You Need Something that Matters

Dear Dave, My wife and I are in our twenties. We have no debt and $50,000 in the bank. Our income is $90,000 a year, and we’re cautious to live on less than we make. Still, we can’t seem to get motivated to make a budget. How can we get inspired ...

8 Fast Financial Tips for Military Recruits

If you’re a new recruit or junior enlisted service member, the military can throw a lot your way in a short time. While you’re getting a handle on your new life, make time to check your finances, too. A few simple steps now can set ...

The Language of Money

Are we speaking the same language? That’s what I was thinking after a recent budgeting discussion I had with a military spouse. I was trying to provide some spending guidance, but our conversation was hitting a stumbling block. We were talking ...

4 Smart Money Moves for College Students

I wouldn’t trade my college experience for anything. But I do wish I had handled my finances better. Here are four smart money moves tips I wish somebody had shared with me when I was a college student. Never carry a balance on a credit ...

Ways to Save Big on Your Home Loan

When it comes to buying a new home, it’s a given that you’ll shop around to get the very best value for your money. But have you done the same legwork for your home loan? “The impact of just a half of a percentage point in ...

16 To-Do’s for Your Next PCS Move

A PCS move is a lot more than getting your stuff from point A to point B. It’s a major life event. Without proper planning, a move can squeeze your savings — and challenge your sanity. To help keep costs and headaches to a minimum, get ...

Killer Cellphone Bill

Your monthly cellphone bill is high enough without any extra charges added on. But with an in-app purchase here and an added data charge there, the next thing you know you’re forking over potentially hundreds of extra dollars each year. These ...

Active-Duty Military: Retirement Income and Finances

In return for 15, 20 or more years of patriotic service and sacrifice, active-duty service members enjoy a retirement income plan that’s among the very best in any occupation. Retired pay, the military’s version of a pension plan, ...