Dave Says: Authorized Users Don’t Help Your Credit

My brother asked me to put his name on my credit card as an authorized user. He said it will help improve his credit score. Is this true, and would it help my score in any way? Anna Dear Anna, Your brother is wrong. It will not improve his ...

Dave Says: Finding the Right Job

I lost my job a couple of weeks ago, and I’m having a tough time finding part-time work to bridge the gap until another position comes along. I’ve got a masters’ degree, and I’ve been wondering if that’s hurting my chances in the interim. I’m ...

Dave Says: Thoughts About Online Banks

Dear Dave, How do you feel about using online banks for your emergency fund? Jared  Dear Jared, I don’t think that’s a problem at all in most situations. Just make sure you do a little research. Know who you’re dealing with and that they’ve got ...

Dave Says: Buy it or turn it in?

Dear Dave, I made the mistake of leasing a car a while back, and the lease is up in about nine months. Should I save up the money between now and then to buy it, or save as much as I can to pay down my student loans?

Dave Says: Fix it or sell it?

Dear Dave, My old car has been having lots of problems lately. Do you have any advice on how to decide when it’s best to just fix an old car or get a newer one instead?

Dave Says: Making the Right Choice

Dear Dave, I’m a landlord in New York, and I’ve always felt it’s not a good idea to rely entirely on previous landlords for referrals on prospective tenants. Do you have any tips for selecting good renters?

Dave Says: Quit Impulse Spending

I want my husband to leave his debit card at home to avoid impulse spending. I’d rather him just carry a very small amount of cash so he’s not so tempted. What do you think?