Book a Hotel Room Without a Credit Card?

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Q: Is it possible to book a hotel room without a credit card?

A: Absolutely, it is. Just use a debit card.

I don’t have a credit card. When it comes to finances, the only pieces of plastic you’ll find in my wallet are two debit cards—one for my business, and the other for my personal account.

A Visa or Mastercard-branded debit card can be used anywhere credit cards are accepted. And the best part is that you’re not borrowing money when you use one. The funds come directly from your checking account. Some hotels might put a temporary hold on your account for the amount in question, so you need to make sure you actually have the money in the bank. But that just makes sense, doesn’t it? You shouldn’t be traveling without money in the first place.

If you’re too broke to travel, then you need to stay home. Pretty simple!

—Dave Ramsey

 

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