College Students: 4 Smart Money Moves

Though it seems like forever ago that I was a wide-eyed 18-year-old headed off for college (maybe because it was?), I can still vividly remember my sense of excitement. The mountain was mine to climb! And while I wouldn’t trade my college ...

Could you survive a major pay cut?

That’s a question none of us ever wants to answer. Unfortunately, it’s a harsh reality many Americans face these days. If you’re looking at a financial crunch, here’s a 5-step strategy designed to help you weather the ...

5 Ways to Spend Your Income Tax Refund

Are you part of the American tax-filing majority who’s about to get a big, fat tax refund? If so, I have a question: What are you going to buy yourself with it? What? A stranger is asking how you plan to spend your tax refund instead of ...

Sequestration: Tactics to Prepare Your Federal Paycheck

With no alternative plan emerging in Washington, D.C., $85 billion in automatic 2013 federal spending cuts are set to kick in on March 1, and the government’s response will affect the income of hundreds of thousands of federal workers, ...

When to Use Credit or Debit

So which card is better to use — your credit or debit card? “It really depends,” says Scott Halliwell, a CERTIFIED FINANCIAL PLANNER™ practitioner with USAA. “I typically tell people to avoid using credit cards because of the ...

Stress and Cash During Military Transition

Change brings stress, and leaving the military brings a truckload of it to your doorstep. Not only is the transition a major life event, it’s also a major financial event. Picture this: You just decided to quit your job. You haven’t ...

Is a Bigger Tax Refund Better?

Call me crazy, but about this time every year an image pops into my head of Paul Revere riding a horse, swinging a lantern, and screaming, “Your refund is coming!